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St.George No Annual Fee Credit Card

The St George No Annual Fee credit card makes a very simple promise…for the life of the card you will never ever be charged an annual credit card fee, guaranteed. 

Firmly focused on the cost conscious cardholder the St George No Annual Fee credit card offers a low entry point with a minimum credit limit of just $500, and the option to include up to 3 additional cardholders, for no annual fee.

Introductory Offer: 0% p.a. Balance Transfer for 12 months a 1% BT fee applies.

Offer Conditions: Apply by 26th September 2018. 0% p.a. for 12 months on balance transfers requested at card application (1% balance transfer fee applies). Rate then switches to applicable variable cash advance rate of 20.49% p.a.

  • No Annual Fee - Ever
  • Up to 55 Interest Free Days - on purchases
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100
  • Card Security - 24/7 Falcon Fraud monitoring
  • Low income earners eligible to apply - At $14,000 p.a. this is one of the lowest levels available in Australia
  • 3 additional card holders - with no annual fee for each
  • Low minmum credit limit - At $500
Credit Card Details
Provider St.George
Prestige Level Standard
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 20.49%
Cash Advance Rate 20.49%
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 12 months
Balance Transfer Fee 1%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer 80% of credit limit
Revert rate 20.49% p.a.
Benefits
Intro Offer 0% p.a. for 12 months on balance transfers requested at card application (1% balance transfer fee applies#). Rate then switches to applicable variable cash advance rate
Offer end date 26th September 2018
Rewards Program No
Rewards Points No
Acceptance Criteria
Age to Apply 18
Min. Income $14,000
Residency Australia
Temporary residents No
Min. Credit Limit $500
Joint applicants Yes
Fees & Terms
Min. Monthly Repayment $10
Annual Fee $0
Over Limit Fee $9
Duplicate Statement fee $7.50
Late Payment Fee $9
Min. Monthly Repayment % 2%
Max. Credit Limit $40,000
Cash advance fee 2% of each cash advance amount and all transfers
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.