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NAB Rewards Platinum Credit Card

NAB Rewards Platinum Card offers 1 NAB Rewards points per $1 spent, which can then be redeemed for rewards including travel, merchandise and frequent flyer points for Velocity, Cathay Pacific/Asia Miles or Air New Zealand Airpoints. As you'd expect from a Platinum card It also includes seven complimentary insurances, including overseas travel insurance and purchase protection insurance.

Introductory Offer: 60,000 Bonus Points PLUS 0% p.a. on Balance Transfers for 6 Months

Offer conditions: Earn 60,000 bonus points when you spend $2,500 on everyday purchases within 60 days of account opening. One off 2% BT fee applies. BT reverts to Cash Advance Rate. Not available in conjunction with the Balance Transfer Special offer. Minimum monthly repayments required. NAB may vary or end this offer at any time.

NAB Rewards

  • Earn Rate - 1 NAB Rewards Point for every $1 spend on everyday purchases
  • Earn double points - on purchases made in major department and hardware stores including Myer, David Jones, Bunnings, Mitre 10 and many more.
  • Earn triple points - with Webjet, when travelling overseas or on overseas purchases made here in Australia.
  • With our NAB Rewards program you can redeem your rewards points for a wide range of products, travel, technology and experiences at the NAB online Rewards Store
  • Rewards Expiry - NAB rewards expire after 36 months from the date the Points where earned.
  • Frequent flyer rewards - If your preference is to earn frequent flyer points, the NAB Rewards program allows you to transfer a minimum of 3,000 NAB Rewards points for 1,500 Velocity Points, 1,000 Asia Miles or $15 Air New Zealand Airpoints Dollars. To simplify the transfer rates, this means you get 1.5 Velocity Points, 1 Asia Mile or $0.015 Airpoints Dollars for every 3 NAB Rewards points.

Card Features

  • Up to 44 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • 1 Additional Card Holder - No fee is charged, additional cardholder must be aged 16.
  • Card Security - Verified by Visa to protect your online payments.
  • Insurance, wherever you are -Access to seven complimentary insurances including Overseas Travel Insurance

  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Visa Front Line Access - access to reserve tickets to some of the biggest concerts and most exciting sports events - before pre-sales and before they go on sale to
  • Platinum Concierge Service - your own 24/7 personal assistant
  • Emergency assistance -  24/7 help if your credit card is lost or stolen. 
  • Fraud protection - Provided you operate your account responsibly, if fraud occurs NAB will reimburse you for the fraudulent transaction.
Credit Card Details
Provider NAB
Prestige Level Platinum
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 19.99% p.a.
Cash Advance Rate 21.74% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 44 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 6 months
Balance Transfer Fee 2.00%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer 90% of credit limit
Revert rate 21.74% p.a.
Benefits
Intro Offer 60,000 Bonus Points PLUS 0% p.a. on Balance Transfers for 6 Months
Offer end date -
Rewards Program NAB Rewards
Rewards Points 1 NAB Rewards Point for every $1 spend on everyday purchases PLUS Earn double points - on purchases made in major department and hardware stores including Myer, David Jones, Bunnings, Mitre 10 and many more. Earn triple points - with Webjet, when travelling overseas or on overseas purchases made here in Australia.
Acceptance Criteria
Age to Apply 18
Min. Income -
Residency Australia
Temporary residents No
Min. Credit Limit $6000
Joint applicants No
Fees & Terms
Min. Monthly Repayment -
Annual Fee $195
Over Limit Fee $0
Duplicate Statement fee $7
Late Payment Fee $15
Min. Monthly Repayment % -
Max. Credit Limit -
Cash advance fee 2% or $2.50. Whichever is greater
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $4
Complimentary travel insurance 7 complementary insurances including Overseas Travel Insurance

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.