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St George Unsecured Personal Loan - Variable

The St George Unsecured Personal Loan is flexible Variable rate loan which features the ability to make extra repayments and redraw these if you require. The loan can be used for a wide range of pursposes with popular uses being paying for a special celebratiion, consolidating your debts, taking a holiday or renovating your property. 

  • Loan terms - Borrow between $3,000 and $40,000 for a period of 1 year to 7 years
  • Redraw facility - St George offers a convenient redraw facility. You can access any extra payments you have made for a fee of $9 (minimum $500 redraw amount).
  • Repayment options - Choose a consistent payment schedule of weekly, fortnightly or monthly to synch with your income streams.
  • Extra Repayments - You can also make extra repayments to pay off your loan sooner
  • Manage your loan - Use St George Internet banking to manage and keep track of your repayments.

The actual interest rate applicable to your personal loan will be based on the information you provide at the time of your application and our credit assessment. The rates available range from 12.99% p.a. to 19.99% p.a.

Standard Rates
Min. Current Rate 12.99% p.a.
Comparison Rate 14.06% p.a.
Loan Details
Provider St.George
Product Details A flexible Variable Rate loan which features the ability to make extra repayments and redraw these if you require with no security required.
Min. Loan Term 1 years
Max. Loan Term 7 years
Min. Loan Amount $3,000
Max. Loan Amount $40,000
Available as a Car Loan No
Car Type -
Fees and Terms
Application Fee $95
Monthly Service Fee $12
Early Repayment Penalty $150
Missed Repayment Penalty $9
Document Release Fee $0
Repayment Options Weekly, Fortnightly or Monthly
Extra Payments Allowed Yes
Redraw Allowed Yes, $10 per withdrawal, Minimum redraw amount $500
Security No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.