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Qantas American Express Premium Credit Card

The Qantas American Express Premium Credit Card is a card any frequent traveller should certainly have on their shortlist when considering a new card.

Introductory offer: Up to 30,000 Qantas Points 

Offer Conditions: Earn 30,000 bonus Qantas Points when you apply online are approved and spend $1,500 within 3 months of Card Membership. This introductory offer is available to new American Express Card Members only, as well as Bank-issued American Express companion cardholders.

Key features of The Qantas American Express Premium Credit Card

  • Up to 44 Interest free days - on purchases
  • 0% p.a. on balance transfers for the first 12 months - to help you save on interest repayments and pay your other balances sooner. A one-off 1% credit plan establishment fee applies and you can transfer up to 70% of your approved credit limit to a maximum of $10,000. This offer is for new applicants only.
  • Enjoy two complimentary Qantas Club lounge invitations each year after your first Card spend on selected Qantas products and services
  • Complimentary Qantas epiQure Premium Membership
  • Complimentary domestic and overseas travel insurance
  • Eligible for use with Android PayApple Pay and Samsung Pay
  • Up to 4 Supplementary cards - Pay no annual card fee for 4 Supplementary Cards that earns points to your account.
  • No points cap on the amount of Qantas Points you can earn
  • Automatic Points Transfer - Each month any points earned will be automatically transferred to your linked Qantas Frequent Flyer Account
  • Award Flights with Qantas & participating partners - points can be used for Award flight on over 50 partner airlines and 1,200 destinations globally worldwide.

Qantas Point Earn Rates

  • Earn 1.25 Qantas Points for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent
  • Earn 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia

Travel

With the Qantas American Express Premium Card you'll enjoy two complimentary Qantas Club lounge invitations after your first Card spend each year in Australia on selected Qantas products and services, plus stay relaxed and secure with the following travel insurance benefits for you and your family when you pay for travel on your Card:

  • Medical Emergency Expenses Cover up to $2,500,000 towards medical expenses
  • Transport Accident Cover up to $200,000 in the event of an accident   
  • Travel Cancellation Cover up to $7,500 in the event your travel is cancelled
  • Baggage, Money and Documents Cover up to $5,000 to cover loss or damage to baggage, money or documents
  • Travel Inconvenience Insurance up to $200 if your flight departure is delayed

American Express World-class Service

Qantas American Express Premium Card is packaged with a generous range of services:

  • Access your account wherever you are in the world - via mobile phone, laptop or desktop computer
  • Stay organised - American Express provides online tools to view transactions, schedule payments, set up email or text message reminders for payments and keep tabs on your Qantas points
  • Online Fraud Protection Guarantee - you won't be held responsible for any unauthorised charges online as long as you notify American Express immediately upon discovery of the fraudulent transactions
  • Global Card Support - account assistance any time of the day or night
  • Refund Protection - American Express will credit your account if you are refused a refund on an unused eligible item within 90 days of purchase
  • Purchase Protection - repairs or replaces eligible items if they are accidentally broken or stolen within 90 days of purchase
  • Emergency Card replacement - If your card is lost or stolen, you can be rest assured as American Express can usually have it replaced within 48 hours, virtually anywhere in the world
Credit Card Details
Provider American Express
Prestige Level Gold
Credit Card Type American Express
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 20.74% p.a.
Cash Advance Rate -
Interest Charged From Purchase date
Interest Free Period Up to 44 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 12 months
Balance Transfer Fee 1%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer $10,000 or 70% of credit limit
Revert rate 20.74% p.a.
Benefits
Intro Offer Up to 30,000 bonus Qantas Points when you spend $1,500 on eligible purchases on your new card within your first 3 months of Card Membership
Offer end date -
Rewards Program Membership Rewards Qantas Points
Rewards Points Earn 1.25 Qantas Points for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent. Earn 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia
Acceptance Criteria
Age to Apply 18
Min. Income $40,000
Residency Australia
Temporary residents Yes with 457 Visa
Min. Credit Limit $2,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $30
Annual Fee $249
Over Limit Fee $30
Duplicate Statement fee $10
Late Payment Fee $30
Min. Monthly Repayment % 2.50%
Max. Credit Limit $100,000
Cash advance fee -
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $2.50
Complimentary travel insurance Travel insurance benefits - when you pay for travel on your Card you and your family will benefit from a suite of insurances.

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.