Woolworths Credit Card

Woolworths Credit Cards launched in 2008 and from day 1 they have focussed on offering crdit cards with tremendous value both in terms of low interest rates, card fees and a generous reward program. In partnership with Macquarie Bank Woolworths currently offer 2 credit cards.

Woolworths Money, the finance division of Woolworths, currently offer two Platinum credit cards. The Woolworths Qantas Platinum Credit Card which is a Qantas frequent flyer credit card on which you earn Qantas Points when you make purchases, whilst the Woolworths Everyday Rewards Platinum Credit Card is a reward credit card with a unique proposition, as it’s a credit card that rewards you with shopping cards (think of them as gift cards with a value of cash loaded to them) for your credit card spend, that can be used across any of the Woolworth Group Stores.

Woolworths credit card

Woolworths Money currently offers of 2 reward credit cards. The Woolworths Money Everyday Rewards Platinum Credit Card which is designed for regular Woolworth’s shoppers who participate in the Woolworths Everyday Rewards program and the Woolworths Money Qantas Platinum Credit Card which rewards shoppers with Qantas Points who also benefit from many of the everyday reward services and features.


Woolworths Money Everyday Rewards Platinum Credit Card

This credit card from Woolworths is the number one choice of  the hardened Everyday Rewards members who participate in the Woolworths Group loyalty program and frequently shop at Woolworth Group Stores, including the supermarkets, Dan Murphy’s and Big W.

Cardholders earn everyday rewards on every dollar they spend using the card, though the real kicker is when the card is used at Woolworth Group stores, as the earn rate jumps to be 3 times as high on selected purchases. Everyday Rewards can be redeemed for shopping cards that can only be spent at Woolworth Group Stores.

Full Review of the Woolworths EveryDay Rewards Platinum Credit Card >>

Everyday Reward Point earn rates

  • 1 everyday reward point per $1 for purchases from retailers not in the Woolworths group
  • 2 everyday reward points per $1 for purchases from retailers in the Woolworths group
  • 3 everyday reward points per $1 for buying Woolworths Select (their own brand) products or Woolworths Mobile products in store at Woolworths, Big W and BWS

The Woolworths group companies are Woolworth’s supermarkets, Big W, Thomas Dux, Dan Murphy’s, Cellarmasters, Masters Home Improvement, Woolworths branded Caltex service stations, Woolworths Liquor, BWS and Ezibuy.


What is the value of the Everyday Rewards points?

Woolworths convert the Everyday Reward points you earn into shopping cards once every four months, at the rate of $20 per 4,000 everyday reward points.

So for example, if you used your everyday rewards credit card exclusively at Woolworths group stores, you’d need to spend $2,000 to get 4,000 points redeemable for a $20 discount, an effective loyalty discount of 1%.


Everyday Rewards Credit Card benefits

As a Everyday Rewards Platinum cardholder you’ll enjoy a range of benefits offered by Woolworth Group Companies:

  • $10 discount off Woolworths Online orders each time you spend a minimum of $100 in a single transaction.
  • 10% discount on a range of Woolworths brand insurances: car, home, pet and travel insurance.
  • 50% off selected Cellarmasters wine cases.
  • 15% off movie and TV rentals at HOYTS kiosks.
  • Discount wine and free delivery from online wine merchant WineMarket
  • 5% discount at Thomas Dux during the first weekend of every month.
  • Membership of Dine Play Stay program, offering 20% discount (maximum deduction $25) at 2,000 restaurants, 10-50% discount at selected hotels, motels and resorts, and savings on magazine subscriptions, flowers, gift baskets, travel insurance, dry cleaning and more.
  • The Visa Platinum card, gives you access to the Visa concierge for restaurant, travel and entertainment recommendations and bookings.
  • Visa Luxury Hotel Collection membership is included with the card which provides room upgrades, late checkout, complimentary continental breakfast, $25 food or beverage voucher and free in-room internet.


Woolworths Qantas Platinum Credit Card

This Platinum Credit Card from Woolworths Money offers a unique combination of rewards by earning Qantas Points on your everyday spend and also accessing the benefits of its Everyday Rewards Program, including fuel discounts and exclusive shopping offers across the Woolworth Group Stores and services.

Full Review of the Woolworths Platinum Credit Card >>

Qantas Points are earned on all your card spend though the best earn rates are reserved for spend within Woolworths Supermarkets, BWS and BIG W (excluding Tasmania). The Qantas Points earning rates are at the high end of the range and there are many opportunities to earn bonus Points at participating stores.


Qantas Point earn rates

  • Earn 1 Qantas Point per $1 spent on eligible purchases where ever Visa is accepted.
  • Earn 2 Qantas Points per $1 spent at any of the Woolworths group stores, a minimum spend of $30 applies to this earn rate.
  • Earn a bonus Qantas Point per $1 spent using your Woolworths Qantas Platinum credit card on selected Qantas products and services in Australia.