Westpac Altitude Reward Credit Cards

Westpac Altitude Rewards are offered across the range of Westpac Altitude Credit Cards, with each $1 of spend being rewarded with Altitude Points. 

Altitude Rewards offer a highly versatile rewards option evidenced by the ability to transfer your Altitude Points to a wide choice of frequent flyer partner programs including, Velocity Frequent Flyer Rewards, Malaysia Airlines Enrich, Cathay Pacific Asia Miles, Singapore Airlines Krisflyer and Air NZ Airpoints, All (except Air NZ) transfer Altitude Points over to the airline programs at 2 Altitude Rewards points to 1 frequent flyer point. Furthermore you can book flights using your Altitude points direct with 30 Airlines, and of course the program offers the usual options to redeem your points for gift cards and a wide range of products and services via the Altitude online store


Westpac Altitude Credit Card - Altitude Point Earn Rates 

Each Westpac Altitude credit card comes as a linked American Express (for maximum point earning opportunities) and Visa or MasterCard, (for worldwide acceptance). So you will hold 2 credit cards conveniently managed on a single account, with one monthly statement, one annual fee and a single credit limit. This issuing of 2 cards on a single account is referred to as companion credit cards and are designed to maximise all Altitude Point earning opportunities, whilst providing the assurance that you will have a credit card in your wallet that is accepted wherever you maybe. The standard point earning rates for each of the Altitude credit card are featured below:

Bonus Points earned per $1 of spend


  Altitude Credit Card

  MasterCard / Visa  

  American Express  

  Altitude, Altitude Business, Altitude Business GoldAltitude Platinum 1 2
  Altitude Platinum Plus 1 3

  Altitude Black

  Australian Merchants

  Overseas Merchants







  Altitude Business Platinum

  Australian Merchants

  Goverment Payments

  Overseas Merchants























Altitude Bonus Point Partners

Altitude Rewards points will not expire while you are an Altitude cardholder, giving you all the time you need to redeem. Altitude credit cards points earn rates are designed to help you redeem the rewards you want sooner. Plus you can also earn more by spending at Altitude Bonus Partners, who offer up to 3 bonus points per $1 spent on eligible purchases. Below is a selection of the Altitude partners who offer Bonus Altitude points when you use your Westpac Altitude Credit Card to pay.


Altitude Bonus Partner Reward Point earn rates


  Altitude Bonus Partner

  Altitude, Altitude Business, Altitude Business Gold,   

  Altitude Business Platinum

  Altitude BlackAltitude Platinum,

  Altitude Platinum Plus

  Best Western 1 1
  Caltex 1 1
  Dreamworld & Whitewater World 1 1
  Intercontinental Hotels & Resorts 3 3
  Crown Hotels 1 1
  Oaks Hotels & Resorts 3 3











Transfer Rates of Altitude Reward Points to the 5 Partner Airlines

Altitude rewards can be transferred to 5 Airline partners once you have a minimum Altitude Reward point balance of 3,000 points. These point transfers can be made on the Altitude Rewards website.


  Altitude Reward Partner Airline   

  Frequent Flyer Programs

  Altitude Point Transfer Rate  

  Minimum Points that can be transferred  

is a single transfer

  Singapore Airlines KrisFlyer Miles     2 Altitude Points = 1 KrisFlyer Mile     3,000 per transfer, and must be in multiples of 500 Miles
  Virgin Australia Velocity Rewards     2 Altitude Points = 1 Velocity Point   3,000 per transfer, and must be in multiples of 500 Points
  Cathay Pacific Asia Miles   2 Altitude Points = 1 Asia Mile   3,000 per transfer, and must be in multiples of 500 Miles
    Malaysia Airlines Enrich   2 Altitude Points = 1 Enrich   3,000 per transfer, and must be in multiples of 500 Enrich  
  New Zealand Airlines Airpoints   160 Altitude Points = 1 Airpoint Dollar