Qantas Credit Card Health Check
When you originally applied for your Qantas Credit Card you probably carried out some cursory research to ensure you where getting a good Qantas Point earn rate on your spending, a competitive interest rate, to avoid any exorbitant interest charges, and a low fees.
Chances are that since you signed up for your Qantas Credit Card the terms of the card have been changed a few times, and these changes will probably have included an adjustment that negatively impacts your earning of Qantas Points on your card spend. Qantas Credit cards which have had changes to their terms that impact point earning are listed below the comparison table, with ANZ, Bankwest, NAB and Citi Qantas Credit Cards featuring.
The two most common changes made by the Qantas Credit Card issuers, which may impact your Qantas Point Earning are:
- A reduction in your Qantas Point earn rate (The number of Qantas Points per $1 of spend)
- The introduction or tightening of a Points Cap, which restrict the number of Qantas Points you can earn, usually across each statement cycle.
How to give your Qantas Credit Card a Health Check up
We have designed the Qantas Credit Card Point calculator to help you put your Qantas credit card to the test. Simply enter your monthly credit card spend to calculate the number of Qantas Points each of the credit cards will award you in the next 12 months, and compare this to the number of Qantas Points that your current Qantas Credit Card is earning. It’s likely that your current credit card will be featured in the table below for ease of comparison.
To rank the credit cards by the Qantas Points earned simply click the “Points Earned” column header.
The Points earned value includes any introductory Bonus Points the card may offer to new customers, to calculate the Qantas Points you will earn in subsequent years simply subtract the Bonus Points value from the Points Earned value.