Citi Balance Transfer Credit Card Offers

Transfer your balances from a high interest credit card to a 0% p.a. Balance Transfer credit card from Citi to take control of your finances and make significant savings on interest.

With balance transfer periods ranging from 6-24 months Citi has the full range of Balance Transfer Credit Card offers to suit the requirements of those seeking to reduce their interest costs, and pay down their credit card debt. To establish the savings which can be made by switching to a Citi 0% balance transfer credit card use our balance transfer saving calculator.

How to use the balance transfer calculator:

  1. Enter the balance you are looking to transfer by using the slider below.
  2. Enter your current purchase interest rate - you'll find this on your credit card statement
  3. Check out the ‘Your Savings’ column, this is an estimate of how much you'd save on interest by switching to each Citi Balance Transfer credit card. Clicking on ther ‘?’ icon explains how the savings are calculated.
  4. Click on the "Your Savings" column header to rank the savings from high to low

It is important to consider all the features of the balance transfer credit card when making your decision, in particular the revert rate, purchase rate, cash advnace rate and any annual credit and balance transfer fees.

Frequently Asked Questions

Which credit cards are not accepted for Balance Transfers by Citi?

You can't balance transfer to the Citi Balance Transfer Offers at the promotional balance transfer rate, from any of the following card issuers:

  • Bank of Queensland
  • Beyond Bank
  • Citi
  • CUA
  • Family First Credit Union
  • FCCS Credit Union
  • IMB
  • MyState Financial
  • Suncorp
  • Woolworths